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100 _aJasveen Kaur
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245 _aDeterminants of Buffer Capital for Banks in India
260 _aJharkhand
_bXLRI
_c2023
300 _aVol 48 No 4 Pg 548 -559
520 _aThe study examined the impact of bank-specific indicators on the buffer capital of banks in India. The impact of key variables return on assets, credit deposit ratio, return on equity and the ratio on non performing loans to total loans on buffer capital has been examined for banks in India. Using dynamic panel data regression, the results reveal that non- performing loans to total loans, return on assets and return on equity have a positive impact on buffer capital. it is revealed that the banks keep extra capital cushion with an increase in risk elements. Also the credit deposit ratio is having a negative but significant impact on buffer capital. The results further reveal persistency in buffer capital across all models. The role of the cost of capital in the determination of buffer capital has also been examined.
650 _aBuffer Capital
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650 _aDynamic Panel Data
_93336
650 _aProftability
_93337
650 _aRisk
_93338
700 _aManu Dogra
_93339
773 _tManagement And Labour Studies
942 _cAR
999 _c39373
_d39373