APA
(2003). Uti Bank 2002-03. : St. Francis Institute of Management and Research, Mumbai.
Chicago
2003. Uti Bank 2002-03. : St. Francis Institute of Management and Research, Mumbai.
Harvard
(2003). Uti Bank 2002-03. : St. Francis Institute of Management and Research, Mumbai.
MLA
Uti Bank 2002-03. : St. Francis Institute of Management and Research, Mumbai. 2003.
