APA
Shanthi Srividya Krishnan, M Patrick, . (2006). Universal Banking. : St. Francis Institute of Management and Research, Mumbai.
Chicago
Shanthi Srividya Krishnan, M Patrick, . 2006. Universal Banking. : St. Francis Institute of Management and Research, Mumbai.
Harvard
Shanthi Srividya Krishnan, M Patrick, . (2006). Universal Banking. : St. Francis Institute of Management and Research, Mumbai.
MLA
Shanthi Srividya Krishnan, M Patrick, . Universal Banking. : St. Francis Institute of Management and Research, Mumbai. 2006.
